Which 3 Online Gateways Are Best to Accept Credit Card Payments?

Ever since the pandemic hit, there has been an increased demand from our payment processor company by our merchants to accept credit card payments online. People are afraid of touching objects such as payment terminal machines which often get loaded with germs. In addition to NFC payments (near field communication) and mobile payments, gateway solutions provide merchants with the flexibility of accepting no-touch payments. As with all fintech, there are a lot of options to choose from, so how do you know which is best for your business? If you are looking for a quick answer, take our five minute quiz for a suggestion.

Desired online gateway features that allow merchants to accept payments online include: an online invoicing tool, quick and easy credit card processing, and payment links where customers can make payments online without getting assistance from merchants. Read on for a breakdown of three gateway solutions that our payment processing company NJ has gotten rave reviews from.

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Option 1: Credit Card Processor Priority Payments Local’s Online Gateway Solution MX Merchant

MX™ Merchant comes in at the top of our list because it checks off all the major boxes for functions that merchants need from an online gateway such as:

  • Send invoices to bill and collect online payments with its invoicing tool for freelancers, salon owners, accountants, and many other industries
  • Send payment links
  • Embed links on your website
  • Use with a shopping cart
  • Key in sales
  • Utilize recurring payments
  • Accept business to business (B2B) payments
  • Get paid with all forms of electronic payments: accept credit card payments, accept debit card payments, and accept ACH payments
  • Track sales
  • Engage customers

Our merchants who utilize our payment processor services based out of New Jersey find that customers prefer paying with credit cards instead of cash. As with all payment acceptance forms, MX Merchant is a reliable credit cards payment gateway. MX can be used via a desktop computer, tablet, or iPhone so you can take your business wherever you go and check in with sales when you’re out of the office. On a hiking trip up to the Colorado River, setting sail in Maui, Hawaii, getting a history lesson at one of Washington DC’s Smithsonian museums, or are you off to enjoy some Cajun cuisine in New Orleans? MX Merchant can go with you.

[For a more in-depth look at MX, contact us for a free training.]

Feature Preview: MX Merchant Invoicing Tool, How to Send Invoices to Get Customer Payments

MX Invoice is an app that can be added to MX Merchant which as you may guess, let’s you send invoices to your customers. And we don’t mean with paper and a printer (unless you wanted to, but that’s not what it’s intended for). MX Invoice is an online invoicing tool. Send your invoices electronically, track them, and collect payments while helping the environment and getting paid faster.

Your invoices can be customized with your logo, header message, and return policy to keep your branding and policies in check. Here’s how quick and easy it is to send invoices and collect payments from your customers:

To recap what’s in this online gateways video demonstration:

  1. Click the Invoices tab located on the left-hand navigation.
  2. Click Add Invoice located in the top right-hand corner.
  3. Enter details of the invoice such as customer name and choose how you would like the customer to receive the invoice such as by email or text message.
  4. Enter billing and shipping information.
  5. Choose the invoice due date.
  6. You will be offered the option to enter a PO number to tie the invoice to any internal system you may be using in addition to this invoicing tool.
  7. Enter the invoice item (these can automatically be pre-set or entered manually each time).
  8. If applicable, enter discounts and/or tax, and a memo.

[Get a live free training of MX Merchant]

Option 2: Accept Payments Online with PayTrace

Payment Link by PayTrace is a simple, secure way for merchants to get paid, fast. Tracking down payments is time-consuming and takes your attention away from handling other important tasks that come with running a business. Payment Link offers a way to automate payments with little to no code, programming, or use of a developer. Merchants with complicated billing systems can easily use this solution to send secure payment requests to customers. Card numbers pass through PayTrace’s customer vault, reducing liability for merchants.

These are ideal industries for sending payment links with PayTrace:

  • B2B offices such as manufacturers, distributors, suppliers, and vendors
  • Medical offices
  • Non-profit organizations
  • Property management companies
  • Insurance offices
  • Advertising agencies

Feature Preview: How to Create a Payment or Donation Link with PayTrace

  • Log into your dashboard
  • Select Payment Link
  • Adjust your logo and colors (one time then edit when you see fit)
  • Click on Settings under Payment Link
  • Paste your terms URL in the Terms Link field
  • Choose how you would like the invoice field to be displayed to your customers
  • Choose if you would like to add a fee that’s a fixed dollar amount or percentage
  • Click Save
  • Select Create Payment Link
  • Choose the color of your button and edit the text
  • Select the style of the button from the options offered
  • Copy code and select save
  • Visit your website paste the code
  • To select a payment link that you can send to any email address, select Email Payment Link then enter the amount and the email you’d like to send it to

Option 3: Send Invoices and More with Authorize.Net

Since 1996, Authorize.Net has been a leading provider of payment gateway services, managing the submission of billions of transactions to the processing networks on behalf of merchant customers. The Authorize.Net Payment Gateway helps more than 370,000 merchants securely accept payments, providing a reliable platform, scalability, and numerous value-adding services. Features include:

  • Advanced fraud detection
  • Streamline checkout for repeat customers
  • Simplify PCI DSS Compliance
  • Accept the payments your customer prefer. Authorize.Net supports Visa, MasterCard, Discover, American Express, JCB, PayPal, Visa SRC, Apple Pay, Chase Pay, and E-Check.
  • Accept recurring payments
  • Invoice online for faster payments with customized emails that feature your logo, choice of background, and a personal note or description.
  • Simple checkout for customers that take them to a secure hosted payment form where they can enter their payment information.
  • And much more

Feature Preview: Digital Invoicing Training Demo

For a detailed explanation of how to send invoices with Authorize.Net, be sure to watch the above video. As a recap:

  • Log into your merchant interface with your username and password
  • Click Invoicing to be directed to the main invoicing dashboard
  • If you’d like, upload your company logo and create invoicing colors or schedule invoice reminder
  • Click Create Invoice
  • Enter the customer’s name, email address, invoicing number, and due date
  • Enter at least one line item (up to 30 items can be added per invoice)
  • Enter the minimum amount your customer can pay
  • Click send to send the invoice out

For additional information on credit card processing with online gateways, contact us. Priority Payments Local provides payment processing and fintech solutions to merchants across the United States. Some of the most popular cities we serve include: Phoenix, Arizona, Los Angeles, California, Chicago, Illinois, Miami, Florida, Ft. Lauderdale, Florida, and Austin, Texas.

Marisa Sanfilippo
Marisa Sanfilippo
Director of Marketing and Strategy, Priority Payments Local

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