How to Complete PCI Compliance at Priority Payments Systems Local

If you recently signed up to accept credit card payments with one of our ISO payment processing companies NJ or directly with our payment technology company head office located in Central, NJ, part of accepting credit cards and your onboarding process includes PCI compliance.

We know you already have a lot on your plate so we’ve put together step by step instructions to help you get compliant as quickly and easily as possible, wearing the hat of the PCI compliance manager.

The job of a PCI manager requires ensuring businesses are PCI compliant. Your business should want to be PCI compliant but if you are new PCI or entrepreneurship, you may be asking, “what is PCI?”

The PCI definition is best illustrated by Investopedia:

Payment card industry compliance (PCI) refers to the technical and operational standards that businesses follow to secure and protect credit card data provided by cardholders and transmitted through card processing transactions.

If you are ready to get straight to completing the PCI compliance process, scroll down.

Why is Being PCI Compliant Important?



As a business owner, security should be one of your top priorities. A breach or theft of cardholder data comes with that are not worth risking:

  • Customers losing confidence in your company and taking their business elsewhere
  • A decrease in sales
  • Fraud losses
  • Higher subsequent costs of compliance
  • Fines and penalties
  • Having your ability to accept cards be revoked
  • Going out of business

[Don’t already work with us? Become a merchant >>]

As noted by the PCI Security Standards Council, hackers want your cardholder data. By obtaining the Primary Account Number (PAN) and sensitive authentication data, they can impersonate the cardholder, use the card, and steal their identity. PCI is very common in the merchant services industry and is important part of accepting credit cards.

Thieves steal data from:

  • Compromised card readers
  • Paper stored in a filing cabinet
  • Data in a payment system database
  • Hidden camera recording entry of authentication data
  • Secret tap into your store’s wireless or wired network

In order to help prevent cardholder data theft, protect:

  • Card readers such as payment terminal machines
  • Point of sale systems (POS systems)
  • Networks and wireless routers
  • Payment card data storage and transmission
  • Payment card data stored in paper-based records
  • Online payment applications and shopping carts

What is a PCI Compliance Fee?

There is a PCI fee that is applied to all merchant accounts that are not compliant. The fee has also been referred to as the PCI DSS Compliance Fee or a PCI non compliance fee. It’s a non-refundable fee that is charged to accounts until they become compliant. The fee is imposed by the Payment Card Industry Data Security Standards Counsel (PCI DSS). Some of the funds accrued from fees help pay for ongoing payments security including fraud fighting.

How Much is a PCI Compliance Fee?

The PCI fee at Priority Payments Systems Local is billed up to $24.95 per month until compliance standards are met. Some payment processing companies list this fee on merchant statements as a security fee or a regulatory fee.

Step by Step Guide to Becoming PCI Compliant with Priority Payments

Log into MX Merchant.

Log into your MX Merchant account with the username and email that was sent to you from our support team when your account was opened.

Screen shot: Log into MX Merchant

Then, activate the ControlScan app by selecting the app and ACTIVATE.

You will be prompted to create a username a password. It can be the same username as your MX Log in to make remembering your information easier. Once your username is created, re-enter your email address and a link will be sent to your email.

You will then be prompted to change the password and answer three security questions. Now, you’ll go back to MX merchant, select ControlScan again, and select Sign In.

Use your new log in information to access ControlScan.

PCI compliance instructions, screen shot activate app

Continue to the Terms of Use.

Once you are logged back into ControlScan you will be asked to read and review the Terms of Use. After you read them, click on Continue.

Start your questionnaire.

To start your questionnaire, click on the button that says Click Here.

Review the introduction.

The introduction offers a brief explanation of what the PCI compliance process is.

Verify accuracy of company information.

Verify that all your company information is correct. The form should auto-populate for you.
If it does not, please add the requested information. You will be promoted with fields that include:

  • Country
  • Company name
  • Address 1
  • Address 2
  • City
  • State
  • Zip
  • Contact name
  • Title
  • Contact phone
  • Contact email
  • Contact website

Then click Next.

Verify 3rd party company information.

You will be asked if your company has a relationship with one or more third-party agents, web-hosting companies, airline booking agents, loyalty program agents, etc. Select and answer NO.

Enter merchant type.

You will now be asked to select your merchant type. If you are unsure what type of business you have, contact us at 800-717-1250 or support@pplocal.io. Examples include:

  • Cleaning, Maintenance, and Janitorial Services
  • Computer Network/Information Services
  • Computer Programming, Data Processing, and Integrated Systems Design Services
  • Computers and Computer Peripheral Equipment and Software
  • Dry Cleaners
  • Electronic Stores
  • Exterminating and Disinfecting Services
  • Funeral Services and Crematories
  • Health and Beauty Spas
  • Horticultural and Landscaping Services

Answer the qualified integrator question.

When you get to the qualified integrator question you will be asked if your company utilizes a QIR to implement, configure, and/or support payment application. Select “No” then “Next.”

You’re almost done, stay with us!

Select your processing method.

You will be presented with these six processing methods:

  • Payment Terminal
  • Virtual Terminal
  • POS Terminal (aka POS system or point of sale system)
  • Shopping Cart
  • Phone/Paper
  • Smartphone/Tablet

Choose the method that best describes how to process payment and then select Next. For example, if you use a standalone terminal you will select Payment Terminal or if you use an online gateway, you will select Virtual Terminal.

Answer how you store credit card numbers.

You will now be prompted to select Yes or No in response to if your business electronically stores credit card numbers.

Confirm your eligibility.

You will be asked if you agree with a list of statements. Select Yes to agree then Next.

Confirm anti-virus software.

You will be asked if you have anti-virus software deployed on all systems that are commonly affected by malicious software. If you do not, install it now and then select Yes and Next.

Additional Questions

Once you get to the questions and are given the option to select true, false, or not sure, answer accordingly.

Located in the middle bottom of the screen, you have the option to select Auto Advance so you don’t have to keep clicking the NEXT icon.

Your PCI Compliance Survey is Complete: What’s Next

If You Have Multiple Locations: Once you complete the survey one time, contact our client services team at 800-935-5961 and ask the team link your PCI Compliance Survey for each of your locations which will keep you from having to take the survey multiple times. 

Now, you’ll see this screen and will need to follow the prompts.

Once you have completed your PCI Compliance Survey, make sure that you complete the merchant attestation. If you do not complete the attestation for both the PCI Compliance and the quarterly scan, your survey will not process and as a result, will not be finalized. Should you need assistance, we can be reached at 800-717-1250 or pci@pplocal.com.

Remember: PCI compliance is an important part of accepting credit cards and is designed to help keep your business safe. The time it takes now to complete PCI outweighs the risks that could result in PCI non-compliance.

Marisa Sanfilippo
Marisa Sanfilippo
Director of Marketing and Strategy, Priority Payments Local

Leave a Reply

Your email address will not be published. Required fields are marked *